The IRS has published the new limits for Health Saving Accounts for 2012. The IRS makes annual adjustments to the minimum deductible, maximum out-of-pocket (OOP) limits, and HSA contribution maximums based on inflation. These changes affect Health Saving Accounts (HSA) and High Deductible Health Plans (HDHP).
The minimum deductible for 2012 is the same as for 2011. The 2012 minimum deductible for self-only coverage is $1,200. The 2012 minimum deductible for family coverage is $2,400.
The maximum out-of-pocket limit for 2012 for self-only coverage is $6,050. The maximum out-of-pocket limit for 2012 for family coverage is $12,100. The maximum OOP includes deductibles, copayments, prescription drugs, and other amounts. It does not include your insurance premiums.
The maximum annual contribution limit to your Health Savings Account for self-only coverage is $3,100. The maximum annual contribution limit to your Health Savings Account for family coverage is $6,250.
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