Individual Health Insurance Texas

Health insurance protects you from medical costs that you can not easily pay for yourself. A health insurance policy is a agreement between an individual or group and an insurance company. The insurance company agrees to provide certain health insurance benefits in exchange for the premium.

Health insurance either reimburses you for covered expenses associated with illnesses and injuries or pays the doctor or hopsital directly. The premium and benefits provided by your health insurance will vary based upon your insurance provider and the exact policy you own. If you do not have access to a group health insurance plan at work, you need to purchase individual health insurance on your own.

How Health Insurance Works Example

Go to this page for a detailed example of how a Texas health insurance policy pays medical expenses. Learn about the importance of coinsurance.

To request a Texas individual health insurance quote, please go to our instant health insurance quote page.

Health Savings Account

A new approach to health insurance was signed into law by Congress January 1, 2004. See how this new Health Savings Account can save you money.

Generic Drugs vs Brand Name Drugs

Generic drugs are a great way to reduce the cost of your medical care. See the full discussion of generic drugs versus brand name drugs and a list of $4 generic drugs.