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Thank you for your purchase. Your service order has been confirmed and we'll be in touch within 24 hours.

What Happens Next?

1. Confirmation Email

You'll receive a detailed confirmation email with your order information and next steps.

2. Project Kickoff

Our team will reach out within 24 hours to schedule your project kickoff call.

3. Project Delivery

We'll begin work immediately and deliver your project within the specified timeframe.

Questions About Your Order?

If you have any questions about your order or need to make changes, please don't hesitate to contact us.

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Frequently Asked Questions

We understand that health insurance can be confusing. Below are answers to the most common questions we receive about ACA plans, Medicare, and group insurance.

Our services are completely free to you. insurance companys pay us a commission, and premiums are the same whether you buy directly or work with us. The difference is you get expert guidance at no extra cost.

We're an independent agent working with all major Texas insurance companys including Blue Cross Blue Shield, Molina, Oscar, Aetna, Humana, UnitedHealthcare, Cigna, Ambetter, and many others. This allows us to compare plans and find your best option.

Yes, Larry Fisackerly is a licensed Texas insurance agent with over 20 years of experience. We're authorized to sell ACA marketplace plans, Medicare insurance, and group health insurance throughout Texas.

During Open Enrollment, we can typically get you enrolled within 1-2 business days. If you qualify for a Special Enrollment Period due to a life event, we can usually help you within the same timeframe.

The Affordable Care Act (ACA) marketplace, also called Healthcare.gov, is where individuals and families can shop for health insurance plans. Many people qualify for premium Tax Credits that reduce monthly costs.

Premium Tax Credits are subsidies based on your household income and size. They reduce your monthly insurance premiums. For 2026, most people earning between 100% and 400% of the Federal Poverty Level qualify, and many above 400% also receive assistance.

ACA plans come in four metal tiers: Bronze (lowest monthly premium, highest out-of-pocket costs), Silver (moderate premium and out-of-pocket costs), Gold (higher premium, lower out-of-pocket costs), and Platinum (highest premium, lowest out-of-pocket costs). All cover essential health benefits.

The annual Open Enrollment Period runs from November 1st through January 15th. Outside of this period, you need a qualifying life event (marriage, birth, loss of coverage, etc.) to enroll in an ACA plan.

Your Initial Enrollment Period is the 7-month window around your 65th birthday (3 months before, your birthday month, and 3 months after). There's also an Annual Enrollment Period (Oct 15 - Dec 7) when you can change plans.

Medicare Advantage (Part C) replaces Original Medicare with a private plan that often includes prescription drug coverage. Medicare Supplement (Medigap) works alongside Original Medicare to cover gaps like copays and deductibles. We can help you decide which is better for your situation.

If you're on Original Medicare without a Medicare Advantage plan that includes drug coverage, you should enroll in a Part D prescription drug plan to avoid penalties and reduce medication costs.

If you have employer health insurance when you turn 65, you may be able to delay Medicare enrollment without penalty. We can review your specific situation and advise on the best approach.

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