Government Resources
Official government websites for health insurance information, enrollment, and assistance:
Medicare.gov
Official Medicare website. Find plans, compare costs, check coverage, and manage your Medicare benefits.
- Medicare Plan Finder
- MyMedicare account
- Medicare & You handbook
- Enrollment information
Texas Department of Insurance
State regulator for insurance companies. Verify licensure, file complaints, get consumer assistance.
- Verify insurance companies
- File complaints
- Consumer protection
- Agent licensure lookup
Medicare Rights Center
National nonprofit consumer service organization providing free counseling and assistance on Medicare.
- Free Medicare counseling
- Medicare Interactive tool
- Rights and appeals help
- Educational resources
Social Security Administration
Apply for Medicare, get Extra Help with drug costs, check benefit amounts, and manage Social Security.
- Medicare enrollment
- Extra Help application
- Benefits information
- My Social Security account
Texas Health & Human Services
Texas Medicaid and CHIP programs for low-income families, children, pregnant women, and seniors.
- Medicaid eligibility
- CHIP for children
- Apply for benefits
- Find providers
Helpful Tools & Calculators
Online tools to help you compare costs, find doctors, and make informed decisions:
Medicare Plan Finder
Compare all Medicare Advantage, Medicare Supplement, and Part D plans in your area. Enter your medications to see exact costs.
ACA Subsidy Calculator
Estimate your premium tax credit eligibility based on income and household size. See estimated monthly costs.
Prescription Drug Cost Lookup
Compare prescription drug prices at pharmacies near you. Find discount coupons and savings programs.
Medicare Physician Compare
Find Medicare doctors, hospitals, and other healthcare providers. Check quality ratings and patient reviews.
Medicare Extra Help Application
Apply online for Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. Can save thousands per year.
Major Texas insurance companys
Links to major health insurance companies serving Texas (ACA marketplace, Medicare, and Group):
Blue Cross Blue Shield of Texas
ACA, Medicare, Group
Molina Healthcare
ACA, Medicaid
Oscar Health
ACA
Ambetter (Celtic)
ACA
Aetna
Medicare, Group
Humana
Medicare, Group
UnitedHealthcare
Medicare, Group
Cigna
Medicare, Group
Anthem
Medicare, Group
Community Health Choice
Medicaid
Superior HealthPlan
Medicaid, CHIP
Educational Resources
Learn more about health insurance topics, rights, and regulations:
KFF (Kaiser Family Foundation)
Nonprofit focused on health policy research. Excellent educational materials on ACA, Medicare, Medicaid, and health insurance basics.
Visit KFF.orgMedicare Interactive
Free, comprehensive resource from Medicare Rights Center. Learn everything about Medicare through interactive modules and plain-language explanations.
Visit MedicareInteractive.orgMedicare & You Handbook
Official Medicare handbook (PDF) updated annually. Comprehensive guide covering all parts of Medicare, rights, and costs.
Download HandbookGet Help & File Complaints
Resources for assistance, advocacy, and filing complaints:
Medicare Helpline
24/7 phone support for Medicare questions, enrollment help, and finding providers.
Healthcare.gov Call Center
Help with ACA marketplace plans, applications, and eligibility questions.
Texas Department of Insurance Consumer Help
File complaints about insurance companies or agents. Get help with denied claims or billing disputes.
SHIP (State Health Insurance Assistance)
Free, unbiased Medicare counseling from trained volunteers. Available in every Texas county.
Need Personalized Help?
While these resources are helpful, navigating health insurance can still be overwhelming. As a licensed insurance agent with 30+ years of experience, I can provide personalized guidance at no cost to you. I'll help you compare plans, understand your options, and enroll in the right coverage.
Online Safety Tips
Stay safe when using health insurance websites:
Protect Yourself from Scams
- ✓ Verify URLs: Government sites end in .gov (Medicare.gov, Healthcare.gov, SSA.gov)
- ✓ Never click email links: Type URLs directly into your browser
- ✓ Don't share personal info: Unless you initiated contact and verified the site
- ✓ Check for HTTPS: Look for the padlock icon in your browser
- ✓ Beware of imposters: Sites like "Medicare.com" or "Healthcare.com" are NOT official
- ✓ Verify agents: Check Texas Department of Insurance for agent licensure
- ✓ Report scams: Contact TDI Consumer Help at 1-800-252-3439
Additional Resources
More helpful links for specific situations:
National Association of Insurance Commissioners (NAIC)
State insurance regulator resources and consumer guides
COBRA FAQs (Department of Labor)
Official COBRA continuation coverage information
Federal Poverty Level Guidelines
Annual income thresholds for subsidy eligibility
IRS Premium Tax Credit Information
Tax credit reconciliation and Form 8962 guidance
Centers for Medicare & Medicaid Services (CMS)
Federal agency administering Medicare and Medicaid
Links Updated Regularly
We review and update these links regularly to ensure accuracy. If you find a broken link or have a resource to suggest, please contact us.
